We just bought our down comforter earlier in the season, we love it. Our old comforter was a handme down my mother in law gave my husband before we got married! About four years ago, I put that normal comforter in a duvet cover, but it turns out after years of using a duvet cover, I hate them. So I used my duvet cover as a dust ruffle to cover our box frame, which works well because I don't have a dust ruffle. (Apparently spending money on my bedroom is not a priority in my life. Our dressers are handme downs, of handme downs, four times removed, from my husband's great Aunt Anna.) One day before my children stain my comforter, I hope to remember to buy some spare white flat sheets to put on top of my down comforter, just like in hotels. Yes, after staying in a hotel last spring, I thought this bedding is what better than mine, why not copy it.
P.S. don't mind the wrinkles.